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Orchard Finance and Season Tickets

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1mickylyons
May 15, 2019, 7:17am Report to Moderator
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Apologies if this is posted elsewhere BUT Town have managed to find the above company so people can still purchase their Season tickets by spreading the cost over 10 Months .It was on the GTFC website last night and I hope it helps a few folk who want to renew.
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TheRealJohnLewis
May 15, 2019, 8:42am Report to Moderator
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8% Finance isn't great, If you're savvy you can get 0% interest on purchases on credit cards for up to 28 months.

An easy way to save money, but you have to make sure you pay on time otherwise the interest will get loaded on. Do not spend outside of the introductory 0% period.

https://www.moneysavingexpert.com/credit-cards/best-0-credit-cards/

EDIT: figures edited.
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pizzzza
May 15, 2019, 9:42am Report to Moderator

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Quoted from TheRealJohnLewis


An easy way to save £40, but you have to make sure you pay on time otherwise the interest will get loaded on. Do not spend outside of the introductory 0% period.


The saving isn't that much though is it? On a single ST the interest would only be £26. Then presumably GTFC will charge a £5 on credit card purchases as well?
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TheRealJohnLewis
May 15, 2019, 9:46am Report to Moderator
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They changed the article of the OS that stated £40 finance, which is where I got the figures from.  Even so £21 saving (if there's a £5 credit card fee) is better in your pocket than a finance company, surely?

Updated OS article.  https://www.grimsby-townfc.co.uk/news/2019/may/spread-the-cost-of-your-1920-season-ticket/
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WOZOFGRIMSBY
May 15, 2019, 10:09am Report to Moderator

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Can't the club self finance? Or Is it not worth the hassle?


All I needed was the love you gave

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TheRealJohnLewis
May 15, 2019, 10:49am Report to Moderator
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They probably could self finance but they would then have the hassle of chasing up late payments and potentially losing out of non payers.  This way GTFC transfer the risk to a 3rd party.
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FishOutOfWater
May 15, 2019, 1:26pm Report to Moderator
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Quoted from TheRealJohnLewis
They probably could self finance but they would then have the hassle of chasing up late payments and potentially losing out of non payers.  This way GTFC transfer the risk to a 3rd party.


Just as with the catering...  

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PrestwichMariner
May 15, 2019, 1:28pm Report to Moderator
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Surely they would then have to become regulated by the FCA etc which would be a massive admin burden for the club.


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And hold their manhoods cheap whiles any speaks
That fought with us upon Saint Crispin's day
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Civvy at last
May 15, 2019, 3:32pm Report to Moderator

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Quoted from PrestwichMariner
Surely they would then have to become regulated by the FCA etc which would be a massive admin burden for the club.


Yeah, they probably have to invest in another A4 notebook 📒 !


You just have to accept that in life:

Some days you are the pigeon.

Some days you are the statue.


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supertown
May 15, 2019, 3:52pm Report to Moderator
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Not sure if they are allowed anymore for some reason. My golf club had to outsource their direct debit last year and so ended the fees
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