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Orchard Finance and Season Tickets

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1mickylyons
May 15, 2019, 7:17am
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Apologies if this is posted elsewhere BUT Town have managed to find the above company so people can still purchase their Season tickets by spreading the cost over 10 Months .It was on the GTFC website last night and I hope it helps a few folk who want to renew.
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TheRealJohnLewis
May 15, 2019, 8:42am
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8% Finance isn't great, If you're savvy you can get 0% interest on purchases on credit cards for up to 28 months.

An easy way to save money, but you have to make sure you pay on time otherwise the interest will get loaded on. Do not spend outside of the introductory 0% period.

https://www.moneysavingexpert.com/credit-cards/best-0-credit-cards/

EDIT: figures edited.
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pizzzza
May 15, 2019, 9:42am

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Quoted from TheRealJohnLewis


An easy way to save £40, but you have to make sure you pay on time otherwise the interest will get loaded on. Do not spend outside of the introductory 0% period.


The saving isn't that much though is it? On a single ST the interest would only be £26. Then presumably GTFC will charge a £5 on credit card purchases as well?
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TheRealJohnLewis
May 15, 2019, 9:46am
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They changed the article of the OS that stated £40 finance, which is where I got the figures from.  Even so £21 saving (if there's a £5 credit card fee) is better in your pocket than a finance company, surely?

Updated OS article.  https://www.grimsby-townfc.co.uk/news/2019/may/spread-the-cost-of-your-1920-season-ticket/
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WOZOFGRIMSBY
May 15, 2019, 10:09am

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Can't the club self finance? Or Is it not worth the hassle?


Rose is on fire

And your scotch eggs are fu(king vile
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TheRealJohnLewis
May 15, 2019, 10:49am
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They probably could self finance but they would then have the hassle of chasing up late payments and potentially losing out of non payers.  This way GTFC transfer the risk to a 3rd party.
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FishOutOfWater
May 15, 2019, 1:26pm
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Quoted from TheRealJohnLewis
They probably could self finance but they would then have the hassle of chasing up late payments and potentially losing out of non payers.  This way GTFC transfer the risk to a 3rd party.


Just as with the catering...  

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PrestwichMariner
May 15, 2019, 1:28pm
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Surely they would then have to become regulated by the FCA etc which would be a massive admin burden for the club.


Wearing badges is not enough in days like these!
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Civvy at last
May 15, 2019, 3:32pm

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Quoted from PrestwichMariner
Surely they would then have to become regulated by the FCA etc which would be a massive admin burden for the club.


Yeah, they probably have to invest in another A4 notebook 📒 !


The wife was going away for a girly weekend.
I jokingly remarked  'I don't know whether to spend it watching porn or watching football'
'you may as well spend it watching porn' she replied
That's understanding darling what makes you say that? I asked

She said 'Well you already know how to play football'  
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supertown
May 15, 2019, 3:52pm
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Not sure if they are allowed anymore for some reason. My golf club had to outsource their direct debit last year and so ended the fees
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Maringer
May 15, 2019, 4:07pm
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It hasn't been legal to charge an additional fee for using credit cards since January 2018. EU directive:

https://www.moneysavingexpert.com/news/2018/01/cards-fees-to-be-banned-from-saturday/
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Bristol Mariner
May 15, 2019, 4:28pm

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Quoted from TheRealJohnLewis
They probably could self finance but they would then have the hassle of chasing up late payments and potentially losing out of non payers.  This way GTFC transfer the risk to a 3rd party.


Need a consumer credit licence etc so I think becomes uneconomical


GTFC Exile, Bristol Mariners
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rancido
May 15, 2019, 7:20pm

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Quoted from supertown
Not sure if they are allowed anymore for some reason. My golf club had to outsource their direct debit last year and so ended the fees



I know what you mean. My tiddly winks club did the same.


The Future is Black & White.
"The commonest thing on this planet is not water , as some people believe, but stupidity ". Frank Zappa
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KingstonMariner
May 15, 2019, 10:44pm
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About bloody time. Would've been better to sort it before, but got to be thankful for small mercies I suppose.


Through the door there came familiar laughter,
I saw your face and heard you call my name.
Oh my friend we're older but no wiser,
For in our hearts the dreams are still the same.
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golfer
May 16, 2019, 8:37am
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If  Evry Body send mee chek £50  made out "Golfer Bahamas" I will send themm fre seasin tikit 4 necst yer plus oliday seashels. Onesty eez mi kname.
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Civvy at last
May 16, 2019, 8:51am

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Quoted from golfer
If  Evry Body send mee chek £50  made out "Golfer Bahamas" I will send themm fre seasin tikit 4 necst yer plus oliday seashels. Onesty eez mi kname.


Sounds good to me mate. My cheque book was chewed up by my dog though. So I’ll transfer money directly.

All I need to send the £50, is your account details, PIN number, Password and your mother’s maiden name.
Oh, and the three numbers on the back of your debit card as well please.


The wife was going away for a girly weekend.
I jokingly remarked  'I don't know whether to spend it watching porn or watching football'
'you may as well spend it watching porn' she replied
That's understanding darling what makes you say that? I asked

She said 'Well you already know how to play football'  
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1mickylyons
May 16, 2019, 10:15am
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Quoted from Civvy at last


Sounds good to me mate. My cheque book was chewed up by my dog though. So I’ll transfer money directly.

All I need to send the £50, is your account details, PIN number, Password and your mother’s maiden name.
Oh, and the three numbers on the back of your debit card as well please.


My long lost Nigerian cousin has been on he says when you have the details pass them on and he will transfer 200M into the account so Golfer can purchase GTFC
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golfer
May 16, 2019, 10:44am
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Quoted from 1mickylyons


My long lost Nigerian cousin has been on he says when you have the details pass them on and he will transfer 200M into the account so Golfer can purchase GTFC


Downt kneed it mayte- hav gust got ordear four entyre stok from a Mister J.S.F.- hym say HUSH.
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